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Patient information
Dental insurance & financing
We accept any PPO dental plan and any Medicare dental plan, file your claims for you and offer financing — so cost never has to be the reason you put off care.
01 — Insurance
Patient information: plans we accept
We accept any PPO dental plan and any Medicare dental plan. These are some of the plans we see most often — if yours isn’t listed, call us and we’ll check your benefits.
- Aetna
- Aetna Medicare
- Ameritas
- Assurant
- Blue Cross Blue Shield
- Cigna
- Companion Life
- Delta Dental
- DenteMax
- DHA / Sun Life
- Florida Blue
- GEHA
- Guardian
- Humana PPO
- Humana Medicare
- Lincoln Financial Group
- MetLife
- Principal
- Renaissance
- Sun Life Financial
- United Concordia
- UnitedHealthcare
- UNUM
Payment options
Major credit cards, personal checks, money orders and cash.
We file your claims
We submit dental insurance claims for you and estimate your share up front.
Financing
Third-party financing, including CareCredit, for larger treatment plans.
No insurance?
Start with the $88 new patient special and ask about in-office savings.
On this page
02 — How it works
Making the most of your benefits
Most PPO dental plans cover preventive care — exams, X-rays and cleanings — at or near 100%, and part of the cost of fillings, crowns, root canals and other treatment. Your plan also has an annual maximum, which usually resets on January 1. Scheduling needed care before your benefits reset can save you money.
Before any treatment, we give you a written estimate that shows what we expect your insurance to pay and what your share will be. Estimates depend on your plan’s rules and remaining benefits, and we’ll always tell you if something changes.
Medicare dental plans
Original Medicare doesn’t cover most routine dental care, but Medicare Advantage plans with dental benefits do. We accept any Medicare dental plan, including Aetna Medicare and Humana Medicare. Bring your plan card and we’ll verify your dental coverage — including dentures, which many seniors in Miami Gardens need.
Paying for an emergency
Dental emergencies rarely come at a convenient time. We’ll give you your options and costs before treatment starts. If you need more time to pay, ask about financing. More about emergency care.
03 — FAQ
Frequently asked questions
Will my insurance cover tooth-colored fillings?
Most plans cover composite (tooth-colored) fillings on front teeth at the regular rate. On back teeth, some plans pay only what an amalgam filling would cost and you pay the difference. We’ll check your plan before your visit so there are no surprises.
Do you accept Medicare?
Yes — we accept any Medicare plan that includes dental benefits (Medicare Advantage), such as Aetna Medicare and Humana Medicare. Original Medicare on its own generally doesn’t cover routine dental care. Call us with your plan card and we’ll verify coverage.
Do you accept my PPO plan?
Yes. We accept any PPO dental plan, in or out of network. Call us with your member ID and we’ll tell you what your benefits look like at our office before any treatment.
What if my plan isn’t listed?
The list above is only a sample. We accept any PPO dental plan and any Medicare dental plan — call us with your member ID and we’ll tell you what your benefits look like at our office.
I don’t have insurance. What are my options?
Start with our $88 new patient special. After that, ask about in-office savings options and financing so you can spread the cost of larger treatment over time.
Do you offer financing?
Yes. We offer third-party financing, including CareCredit, and our team can help you compare options. Approval and terms depend on the lender.
Sources & further reading: Medicare.gov: Dental services coverage · ADA MouthHealthy
Questions about coverage?
Call (305) 705-2748 with your member ID. We’ll verify your benefits and explain them in plain language before your visit.